Picture a proposal at Red Rocks on a summer evening. Or a ring that slips off a cold hand on a lift in Vail. Or a diamond that quietly falls out of a setting after fifteen years of everyday wear, and nobody notices until it’s gone. We hear versions of these stories on rare occasions at David Ellis Jewelry in Cherry Creek North, and they usually end with the same question…should I have insured it? Fine jewelry isn’t just expensive to replace, in many cases,